Loan Pre-Closing Specialist

Company: CB&S Bank
Location: Russellville
Posted on: February 15, 2026

Job Description:

Job Description Job Description GENERAL FUNCTION Responsible for reviewing all loans processed in the Loan Processing Department and verify for accuracy including verification of fees. Reviews all underwriting material such as appraisals, title work, flood certifications, etc. Makes any necessary changes and monitors errors made by processors and underwriters. Assembles all necessary documentation for loan packages to be compliant with all regulations, policies, and procedures. Prints and assembles loan closing packages. Updates the Loan Closing "task" as loans are sent out for closing. MAJOR DUTIES AND RESPONSIBILITIES Demonstrates an aptitude for banking and exhibits proficiency in all areas of loan documentation. Has an inherent duty and responsibility to follow all policies and procedures regarding loan documentation. Assists Lending Officers in processing loans and correspondence. Processes loans, mortgages, and other supporting documentation and correspondence for all Loan Officers. Assembles and reviews for completeness the documentation necessary to be included in file for all loans processed in the Loan Processing Department. Processes files from opening through closing of each loan. Reviews real estate appraisals and title insurance for exceptions regarding mortgage loans. Works with Loan Officers to clear exceptions. Prepares real estate loan documentation for loan closings. Originates and follows up on mortgage loan files in compliance with all state and federal regulations. Maintains current knowledge of underwriting guidelines for various investors and internal software systems used. Requires the ability to interact effectively with all levels of bank personnel. Responsible for directing the workflow for the department. Assumes duties of Underwriter as needed. Assumes duties of Processor as needed. ADDITIONAL RESPONSIBILITIES Resolves questions or problems with tact and performs clerical duties necessary for the efficient operation of the department. May assist in processing draws and recording on loans. Knowledgeable of all bank products and services. Ability to cross-sell to existing and prospective customers. Performs all other duties assigned by supervisor. JOB QUALIFICATIONS High school graduate or equivalent Two to Three years of clerical and loan operations experience. Two to Three years of experience as a real estate loan secretary, closing agent, or equivalent experience. Excellent organizational skills and communication skills, both verbal and written. Demonstrated ability to interact with customers and employees, and listen effectively. Demonstrated ability to adapt to and use other PC based software packages. Proven knowledge of loan policies and procedures. Intimate knowledge of Real Estate Settlement and Procedures Act, Truth in Lending, and Home Mortgage Disclosure Act. Job Posted by ApplicantPro

Keywords: CB&S Bank, Franklin , Loan Pre-Closing Specialist, Administration, Clerical , Russellville, Tennessee